Custom-Designed Peace of Mind

Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to homeowners insurance, we’re in the business of helping people protect what they value and have worked so hard to build.
B+H Insurance offers home, auto and other personal insurance programs to high net worth individuals in Delaware, Maryland, New Jersey, Pennsylvania and more.

Private Client Services

Our dedicated Private Client Team works exclusively with high net worth individuals, providing distinct services and solutions which recognize the unique lifestyles and risk profiles of our clients. We represent the leading High Value Insurance Companies in the market, offering a range of specialty products and unrivaled claims service. Through regular communication and annual portfolio reviews, we keep apprised of our clients needs to deliver proactive and relevant solutions.

High-Value Home Insurance

Your home requires specialty coverage not available with mass market insurance companies. Our on-site inspection service and detailed appraisal ensures your home is being properly evaluated and protected.

High-Value Auto Insurance

Your automobile can be a fairly costly investment – one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need for your luxury vehicle.

Collector Car Owners

Your collector car isn’t just a car. Your prized collector car represents real commitment of your time and resources. We’ll help you protect your investment with a different policy that’s built just for your collector car.

Valuable Possessions Insurance

Stones fall out of diamond rings. Antiques break. Art gets stolen. At BHI, we understand the “priceless” nature of your fine art and collections and we’ll do everything to keep your treasures safe.

Yacht Owners

Your yacht is a luxury that you take great pride in. We’ll protect your family, guests and your investment with the very best in marine insurance.

Vacation Home Owners

Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage.

Fine Art Collectors

You’ve invested your time and money into building your collection. Now protect your property and your wallet with our competitive rates and comprehensive coverage. Whether you’re collecting as an investment or as a hobby or passion project, purchasing collectibles insurance guarantees your precious items will be protected.

Wine Collectors

Fine wine is a delicate goddess, deserving of care and protection against her many vulnerabilities. Most homeowners policies do not cover wine collections, so it’s common for wine collectors to overlook or underestimate the value of what they own. You’ll need to take steps to preserve both the taste and value of your collection.

Flood Insurance

Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters – even if you’re not in a flood zone.

Umbrella Insurance

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

Workers’ Compensation

Most states require household employers to carry Workers’ Compensation insurance for their nanny, senior caregiver or housekeeper. This insurance will reimburse an employee for qualifying medical expenses and lost wages should they become injured on the job. If you don’t have a workers’ compensation insurance policy for your household employees, you may be personally liable for their expenses if they become injured.

Director’s and Officer’s Liability

Directors and officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We’ll work with you to protect your organization’s greatest asset: your senior leadership.

Employment Practices Liability

As an employer, you face a rising tide of employment practices litigation alleging discrimination, sexual harassment, retaliation, and other employment-related issues. We’ll work with you to help you assess and manage your risk proactively.