cyber liability insurance

Cyber Risks & Liabilities

By | Business Insurance, Specialty Insurance

Spear Phishing

“Phishing,” a type of cyber attack in which a hacker disguises himself or herself as a trusted source online in order to acquire sensitive information. It is a common and technologically simple scam that can put your employees and business at risk. However, more resourceful criminals are resorting to a modified and more sophisticated technique called “spear phishing.” This technique uses personal information to pose as colleagues or other sources specific to individuals or businesses.
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sexual harassment thoughts

Discrimination, Harassment, Sexual Harassment and How We Made it Here Today

By | HR Services

Thoughts from a DE HR professional about the changing regulations, policies, and legislation affecting our workplace and most valuable assets – our human resources.

 

I think I say it daily to clients, coworkers, friends and family “we live in interesting times today.” An understatement, for sure. But how did we get here? How did we get to a time where sexual harassment training is now mandated by state law? Have we simply swept this lack of education, self and social awareness, and disregard for such an obvious standard of workplace dignity under the rug for so long that it has now come to this? You bet we did. But there’s so much more to this subject that I’d like to address.
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DBT40 Honoree: John Boykin

By | Announcements

John Boykin

Age: 36
Title: President/CEO
Workplace: B+H Insurance, LLC (BHI)

A former bartender and two-time college dropout, John Boykin entered the insurance game at age 23 for $8 per hour and only six hours of work per week. But he pushed himself, became a credible advisor, went to school full time, and six months later he was working full-time in the insurance industry. He gained the experience needed to eventually produce more than $1,000,000 in new business every year since 2007. As CEO at B+H Insurance, LLC (BHI), Boykin oversees more than 25 employees in five business areas.

Boykin volunteers and supports local charities, including the American Heart Association, atTAcK Addiction, Autism Delaware, the Boys and Girls Club, Delaware Hospice, the Elena Delle Donne Foundation, First Tee of Delaware, Habitat for Humanity, the Ministry of Caring, the Ronald McDonald House and the Mary Campbell Center. He also brings that philanthropic nature back to the office, forgoing a portion of his salary each year to reward employees for excellent performance as part of B+H’s “Pay for Performance” compensation program.

Personal Lines Meet the Team

By | Personal Insurance

WHAT is Personal Lines insurance?

    • Personal Lines insurance includes property and casualty insurance products that protect individuals from losses they couldn’t afford to cover on their own. Types of personal insurance include auto, home, renters, flood, valuable possessions, watercraft, RV, motorcycle, umbrella, etc. We highly recommend that our clients cover ALL their valuable personal property.

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Delaware Business Times Announces the 2018 DBT 40 Awards Winners

By | Announcements | No Comments

40 under 40 leaders to be honored for Delaware Business Times, DBT 40 awards

Wilmington, DE (August 29, 2018) — Delaware Business Times is pleased to announce the 2018 DBT40 Awards winners. The DBT40 event pays tribute to these ambitious professionals who are making a name for themselves through professional excellence and community involvement. The honorees represent the best in a wide range of fields such as finance, law, non-profit, hospitality, education and technology.

The DBT40 are featured in both print and digital editions of the Delaware Business Times. Now in its 5th year, this special cocktail reception and awards ceremony has sold-out each year. This year’s winners will be profiled in the October 2nd issue of Delaware Business Times and celebrated at an awards ceremony on October 23rd at The Baby Grand.

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Trouble Recruiting and Keeping Talent? Your Skimpy Health Insurance Is a Likely Cause.

By | Business Insurance, Employee Benefits

The most important decision your company will make for its bottom line just might be the health and wellness program it chooses.

Annual global health spending is now over $3 trillion — and growing rapidly. A good portion of that is driven by millennials, who have both a strong interest in personal wellness and, thanks to the Affordable Care Act (aka, Obamacare), an 86 percent coverage rate (more than 50 percent through individual plans, their parents’ plans or Medicaid). For those in or entering the job market, health insurance is an expectation.

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OSHA: Employee Discipline, Drug Testing, and Incentive Programs

By | Safety Services

On May 12, 2016, the Occupational Safety and Health Administration (OSHA) issued a final rule, including anti-retaliation provisions, requiring certain employers to electronically submit data from their work-related injury records to OSHA. On Oct. 19, 2016, OSHA published an interpretation of how the anti-retaliation provisions affect employee discipline, drug and alcohol testing, and safety incentive programs.

The Anti-Retaliation Provisions

According to OSHA, the final rule clarifies existing law regarding employee anti-retaliation protections. Specifically, OSHA’s anti-retaliation provisions:

  • Require employers to inform employees that they have a right to report work-related injuries and illnesses free from retaliation;
  • Direct employers to adopt reasonable procedures (“not unduly burdensome” and does not “deter or discourage”) that employees can use to report work-related injuries and illnesses; and
  • Prohibit employers from retaliating against employees solely because they report work-related injuries or illnesses.

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New Jersey Enacts Paid Sick Leave

By | Business Insurance, HR Services

On May 2, 2018, New Jersey Governor Phil Murphy signed the Paid Sick Leave Act into law. The Act will require virtually all employers to provide paid sick leave to employees, effective Oct. 29, 2018. Under the Act:

  • All New Jersey employers must provide paid sick leave to their employees;
  • Employees will accrue one hour of paid sick leave for every 30 hours worked, up to 40 hours per year; and
  • Employees must be paid for paid sick leave at the same rate (and with the same benefits) they normally earn.

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Is Your Company Liable for Business-Related Vehicle Accidents?

By | Business Insurance

Regardless of the industry you operate in, it’s likely your employees need to operate vehicles for tasks like client visits, product deliveries, and product pickups. While larger organizations often provide insured company vehicles to their staff for daily use, small and medium-sized business often don’t have that luxury.

If employees use personal vehicles for business-related activities and get into an accident, your organization could be held liable. That’s why it’s critical to have non-owned auto liability insurance, which can provide the following benefits:

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