Workplace: B+H Insurance, LLC (BHI)
A former bartender and two-time college dropout, John Boykin entered the insurance game at age 23 for $8 per hour and only six hours of work per week. But he pushed himself, became a credible advisor, went to school full time, and six months later he was working full-time in the insurance industry. He gained the experience needed to eventually produce more than $1,000,000 in new business every year since 2007. As CEO at B+H Insurance, LLC (BHI), Boykin oversees more than 25 employees in five business areas.
Boykin volunteers and supports local charities, including the American Heart Association, atTAcK Addiction, Autism Delaware, the Boys and Girls Club, Delaware Hospice, the Elena Delle Donne Foundation, First Tee of Delaware, Habitat for Humanity, the Ministry of Caring, the Ronald McDonald House and the Mary Campbell Center. He also brings that philanthropic nature back to the office, forgoing a portion of his salary each year to reward employees for excellent performance as part of B+H’s “Pay for Performance” compensation program.
WHAT is Personal Lines insurance?
- Personal Lines insurance includes property and casualty insurance products that protect individuals from losses they couldn’t afford to cover on their own. Types of personal insurance include auto, home, renters, flood, valuable possessions, watercraft, RV, motorcycle, umbrella, etc. We highly recommend that our clients cover ALL their valuable personal property.
40 under 40 leaders to be honored for Delaware Business Times, DBT 40 awards
Wilmington, DE (August 29, 2018) — Delaware Business Times is pleased to announce the 2018 DBT40 Awards winners. The DBT40 event pays tribute to these ambitious professionals who are making a name for themselves through professional excellence and community involvement. The honorees represent the best in a wide range of fields such as finance, law, non-profit, hospitality, education and technology.
The DBT40 are featured in both print and digital editions of the Delaware Business Times. Now in its 5th year, this special cocktail reception and awards ceremony has sold-out each year. This year’s winners will be profiled in the October 2nd issue of Delaware Business Times and celebrated at an awards ceremony on October 23rd at The Baby Grand.
The most important decision your company will make for its bottom line just might be the health and wellness program it chooses.
Annual global health spending is now over $3 trillion — and growing rapidly. A good portion of that is driven by millennials, who have both a strong interest in personal wellness and, thanks to the Affordable Care Act (aka, Obamacare), an 86 percent coverage rate (more than 50 percent through individual plans, their parents’ plans or Medicaid). For those in or entering the job market, health insurance is an expectation.
On May 12, 2016, the Occupational Safety and Health Administration (OSHA) issued a final rule, including anti-retaliation provisions, requiring certain employers to electronically submit data from their work-related injury records to OSHA. On Oct. 19, 2016, OSHA published an interpretation of how the anti-retaliation provisions affect employee discipline, drug and alcohol testing, and safety incentive programs.
The Anti-Retaliation Provisions
According to OSHA, the final rule clarifies existing law regarding employee anti-retaliation protections. Specifically, OSHA’s anti-retaliation provisions:
- Require employers to inform employees that they have a right to report work-related injuries and illnesses free from retaliation;
- Direct employers to adopt reasonable procedures (“not unduly burdensome” and does not “deter or discourage”) that employees can use to report work-related injuries and illnesses; and
- Prohibit employers from retaliating against employees solely because they report work-related injuries or illnesses.
On May 2, 2018, New Jersey Governor Phil Murphy signed the Paid Sick Leave Act into law. The Act will require virtually all employers to provide paid sick leave to employees, effective Oct. 29, 2018. Under the Act:
- All New Jersey employers must provide paid sick leave to their employees;
- Employees will accrue one hour of paid sick leave for every 30 hours worked, up to 40 hours per year; and
- Employees must be paid for paid sick leave at the same rate (and with the same benefits) they normally earn.
Regardless of the industry you operate in, it’s likely your employees need to operate vehicles for tasks like client visits, product deliveries, and product pickups. While larger organizations often provide insured company vehicles to their staff for daily use, small and medium-sized business often don’t have that luxury.
If employees use personal vehicles for business-related activities and get into an accident, your organization could be held liable. That’s why it’s critical to have non-owned auto liability insurance, which can provide the following benefits:
Maryland’s New Sick and Safe Leave Law under the Healthy Working Families Act
Effective February 11, 2018, Maryland employers must provide sick and safe leave to their employees, as state legislators recently voted to override Gov. Larry Hogan’s veto of the Healthy Working Families Act. With some exceptions, businesses in the state with 15 or more employees will have to provide up to 40 hours of paid sick leave to workers each year, and those with fewer employees must provide the same amount of time as unpaid leave. The leave may be used to care for the employee’s own or a family member’s mental or physical illness or injury, parental leave, or issues related to domestic violence, sexual assault or stalking.